/* FinanceIt landing page — extends hvac.css */

.finance-hero {
  position: relative;
  min-height: 88vh;
  display: flex;
  align-items: center;
  padding: 7rem 0 5rem;
  overflow: hidden;
}

.finance-hero-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(118deg, #db0545 0%, #a81858 38%, #6b2080 72%, #4a148c 100%);
}

.finance-hero-bg::before {
  content: "";
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(
    -52deg,
    transparent,
    transparent 14px,
    rgba(0, 0, 0, 0.14) 14px,
    rgba(0, 0, 0, 0.14) 28px
  );
}

.finance-hero-bg::after {
  content: "";
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(10, 10, 10, 0.85) 0%, transparent 45%);
}

.finance-hero-inner {
  position: relative;
  z-index: 1;
  max-width: 720px;
}

.finance-hero-eyebrow {
  font-family: Oswald, sans-serif;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 1rem;
}

.finance-hero h1 {
  font-size: clamp(2.5rem, 7vw, 4.25rem);
  line-height: 1.05;
  margin-bottom: 0.5rem;
}

.finance-hero-rate {
  font-family: Oswald, sans-serif;
  font-size: clamp(2rem, 5vw, 3rem);
  color: #fff;
  margin-bottom: 1.5rem;
  letter-spacing: 0.04em;
}

.finance-hero-rate span {
  display: block;
  font-size: clamp(3rem, 10vw, 5.5rem);
  font-weight: 700;
  line-height: 1;
  background: linear-gradient(180deg, #fff 0%, rgba(255,255,255,0.75) 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.finance-hero-sub {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.88);
  line-height: 1.65;
  margin-bottom: 2rem;
  max-width: 560px;
}

.finance-hero-ctas {
  display: flex;
  flex-wrap: wrap;
  gap: 0.75rem;
  margin-bottom: 2rem;
}

.btn-finance-apply {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 0.5rem;
  padding: 1rem 2.5rem;
  background: #fff;
  color: var(--primary);
  border: 3px solid #1a1a1a;
  border-radius: 12px;
  font-family: Oswald, sans-serif;
  font-weight: 700;
  font-size: 0.95rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  text-decoration: none;
  transition: transform 0.16s;
}

.btn-finance-apply:hover {
  transform: scale(1.03);
}

.finance-trust-row {
  display: flex;
  flex-wrap: wrap;
  gap: 1.25rem 2rem;
}

.finance-trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.8);
}

.finance-trust-item svg {
  color: #fff;
  flex-shrink: 0;
}

.finance-partner-bar {
  background: var(--card);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
  padding: 1.25rem 0;
}

.finance-partner-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: 1rem 2rem;
  text-align: center;
}

.finance-partner-label {
  font-size: 0.8rem;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  font-family: Oswald, sans-serif;
}

.finance-partner-name {
  font-family: Oswald, sans-serif;
  font-size: 1.35rem;
  letter-spacing: 0.06em;
  color: #fff;
}

.finance-benefits-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
}

@media (min-width: 640px) {
  .finance-benefits-grid { grid-template-columns: repeat(2, 1fr); }
}

@media (min-width: 1024px) {
  .finance-benefits-grid { grid-template-columns: repeat(4, 1fr); }
}

.finance-benefit {
  background: var(--card);
  border: 1px solid var(--border);
  border-top: 3px solid var(--primary);
  padding: 1.75rem 1.5rem;
  text-align: center;
}

.finance-benefit-icon {
  width: 48px;
  height: 48px;
  margin: 0 auto 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(219, 5, 69, 0.12);
  color: var(--primary);
}

.finance-benefit h3 {
  font-size: 0.95rem;
  margin-bottom: 0.5rem;
}

.finance-benefit p {
  font-size: 0.85rem;
  color: var(--muted);
  line-height: 1.55;
}

.finance-steps {
  display: grid;
  grid-template-columns: 1fr;
  gap: 1.25rem;
  counter-reset: finance-step;
}

@media (min-width: 768px) {
  .finance-steps { grid-template-columns: repeat(3, 1fr); }
}

.finance-step {
  background: var(--card);
  border: 1px solid var(--border);
  padding: 2rem 1.5rem;
  position: relative;
  counter-increment: finance-step;
}

.finance-step::before {
  content: counter(finance-step);
  display: block;
  font-family: Oswald, sans-serif;
  font-size: 2.5rem;
  font-weight: 700;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 0.75rem;
  opacity: 0.9;
}

.finance-step h3 {
  font-size: 1rem;
  margin-bottom: 0.5rem;
}

.finance-step p {
  font-size: 0.9rem;
  color: var(--muted);
  line-height: 1.55;
}

.finance-cover-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0.75rem;
}

@media (min-width: 768px) {
  .finance-cover-grid { grid-template-columns: repeat(3, 1fr); }
}

.finance-cover-item {
  padding: 1rem 1.25rem;
  background: rgba(255, 255, 255, 0.03);
  border: 1px solid var(--border);
  font-family: Oswald, sans-serif;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  text-align: center;
}

.finance-cta-band {
  position: relative;
  padding: 4.5rem 0;
  text-align: center;
  overflow: hidden;
}

.finance-cta-band-bg {
  position: absolute;
  inset: 0;
  background: linear-gradient(118deg, #db0545 0%, #6b2080 55%, #4a148c 100%);
}

.finance-cta-band-bg::before {
  content: "";
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(
    -52deg,
    transparent,
    transparent 14px,
    rgba(0, 0, 0, 0.12) 14px,
    rgba(0, 0, 0, 0.12) 28px
  );
}

.finance-cta-band .container {
  position: relative;
  z-index: 1;
}

.finance-cta-band h2 {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  margin-bottom: 0.75rem;
}

.finance-cta-band p {
  color: rgba(255, 255, 255, 0.9);
  font-size: 1.05rem;
  max-width: 520px;
  margin: 0 auto 1.75rem;
  line-height: 1.6;
}

.finance-disclaimer {
  font-size: 0.75rem;
  color: var(--muted);
  line-height: 1.6;
  max-width: 720px;
  margin: 2rem auto 0;
  text-align: center;
}